Monday, June 30, 2008

Nickel and Dimes

Is anyone else tired of banks and their fees? After an issue with my direct deposit check not being directly deposited and automatic deductions coming out of my bank account, I have had it with banks. Although I know that it wasn't there fault and I know that they have the line of credit that you can pay for to cover overdrafts, I am simply sick of the traditional banks.
I switched my accounts over to my local credit union. Well after numerous requests to my bank to close my accounts, I got a statement that said I had overdrafted my account. Was I LIVID. I called the 800 # and started getting the run around including the thought that I would go to the branch and pay the overcharge to have my account closed. After demanding to speak to a supervisor and being left on hold for well over 5 minutes - I think that they thought I would hang up, the guy comes back on and says that since it's a weekend they can't close my account. Now don't most banks advertise 24 hour banking nowadays. Wasn't he in working on the weekend?
I did finally get my account closed and do not have to pay the overdraft fee, but what a waste of a 15+year relationship

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